Botfet / Company detail

NBTB

rejected

NBT Bancorp Inc.

fintech rails

Moat scoreNot available: not scored quality failout of 100

Rejectionquality_fail

The numbers

Financial metrics

Quality gate and thesis context

Roic1.1%

Gross Margin72.1%

Revenue Cagr15.1%

Fcf Conversion129.4%

Fcf Yield7.9%

Interest Coverage1.2x

Market Cap B$2.8B

Pe12.9

Quality PassFail

Founder LedNo

Thesis AlignedYes

Moat QuantNot available: not scored quality fail

Why it may endure

Quant: · Curator:

Market Share StabilityNot available: not scored quality fail

Network EffectsNot available: not scored quality fail

Pricing PowerNot available: not scored quality fail

Regulatory MoatNot available: not scored quality fail

Switching CostsNot available: not scored quality fail

ConvictionNot available: not scored quality fail

LeadershipNot available: not scored quality fail

VisionNot available: not scored quality fail