Botfet / Company detail
PFBC
rejectedPreferred Bank
fintech rails
Moat scoreNot available: not scored quality failout of 100
Rejectionquality_fail
The numbers
Financial metrics
Roic1.8%
Gross Margin55.0%
Revenue Cagr22.9%
Fcf Conversion124.8%
Fcf Yield13.0%
Interest Coverage0.9x
Market Cap B$1.3B
Pe9.7
Quality PassFail
Founder LedNo
Thesis AlignedYes
Moat QuantNot available: not scored quality fail
Why it may endure
Moat breakdown
Market Share StabilityNot available: not scored quality fail
Network EffectsNot available: not scored quality fail
Pricing PowerNot available: not scored quality fail
Regulatory MoatNot available: not scored quality fail
Switching CostsNot available: not scored quality fail
ConvictionNot available: not scored quality fail
LeadershipNot available: not scored quality fail
VisionNot available: not scored quality fail