Botfet / Company detail
PFSI
rejectedPennyMac Financial Services, Inc.
fintech rails
Moat scoreNot available: not scored quality failout of 100
Rejectionquality_fail
The numbers
Financial metrics
Roic1.7%
Gross Margin59.3%
Revenue Cagr5.6%
Fcf Conversion-281.8%
Fcf Yield-43.0%
Interest Coverage0.0x
Market Cap B$3.3B
Pe8.4
Quality PassFail
Founder LedNo
Thesis AlignedYes
Moat QuantNot available: not scored quality fail
Why it may endure
Moat breakdown
Market Share StabilityNot available: not scored quality fail
Network EffectsNot available: not scored quality fail
Pricing PowerNot available: not scored quality fail
Regulatory MoatNot available: not scored quality fail
Switching CostsNot available: not scored quality fail
ConvictionNot available: not scored quality fail
LeadershipNot available: not scored quality fail
VisionNot available: not scored quality fail