Botfet / Company detail
STBA
rejectedS&T Bancorp, Inc.
fintech rails
Moat scoreNot available: not scored quality failout of 100
Rejectionquality_fail
The numbers
Financial metrics
Roic8.3%
Gross Margin69.4%
Revenue Cagr12.6%
Fcf Conversion96.0%
Fcf Yield7.1%
Interest Coverage1.1x
Market Cap B$1.8B
Pe12.9
Quality PassFail
Founder LedNo
Thesis AlignedYes
Moat QuantNot available: not scored quality fail
Why it may endure
Moat breakdown
Market Share StabilityNot available: not scored quality fail
Network EffectsNot available: not scored quality fail
Pricing PowerNot available: not scored quality fail
Regulatory MoatNot available: not scored quality fail
Switching CostsNot available: not scored quality fail
ConvictionNot available: not scored quality fail
LeadershipNot available: not scored quality fail
VisionNot available: not scored quality fail