Botfet / Company detail
WABC
approvedWestamerica Bancorporation
fintech rails
Moat score78out of 100
The numbers
Financial metrics
Roic10.4%
Gross Margin95.2%
Revenue Cagr5.8%
Fcf Conversion102.9%
Fcf Yield8.4%
Interest Coverage12.0x
Market Cap B$1.4B
Pe13.2
Quality PassPass
Founder LedNo
Thesis AlignedYes
Moat Quant78
Why it may endure
Moat breakdown
Market Share Stability18
Network Effects16
Pricing Power20
Regulatory Moat6
Switching Costs18
Conviction0/10
Leadership0/10
Vision0/10